Axos Financial now offers an entire lineup off business deposit account, as well as a number of checking account, a fund business account, several Cds, and you will CDARS (Certificate of Deposit Account Registry Solution, yet another product which brings customers that have FDIC insurance policies on balances doing $50 billion). Prices to the focus-bearing account was designed according to put number and organizations demands – you have to label otherwise current email address Axos Bank’s sales force to possess a quote.
Savings and you can Cd IRA Selection
The savings account possess a moderate give for the balance up to $step one,000 and you can a top produce with the balance a lot more than that threshold. Good $250 lowest beginning put is needed here.
IRA Cds are available which have regards to 12 months, 1 . 5 years, otherwise three years, all of the with decent but not spectacular production. Most of the Axos IRA Dvds need an excellent $step one,100000 minimum starting put.
Signature loans
Terms and conditions are normally taken for 36 so you’re able to 72 weeks. Available dominating selections out of $5,100 to help you $50,100000. There isn’t any prepayment punishment having funds paid off just before maturity. Axos allows finance for use for a range of purposes, including:
- Debt consolidation reduction
- Home improvement
- Wedding parties
- Travel
- Moving otherwise relocation
- Scientific costs
- Organization
Financial and you can Refinancing Funds
Axos Bank also offers several different type of real estate borrowing items, as well as get money, refinancing funds, and you can family security financing and you can personal lines of credit. Financial designs is:
- Conventional/compliant financing (repaired and you will adjustable)
- Jumbo and you will awesome jumbo fund
Multifamily Mortgages
Axos now offers mortgages getting multifamily and you may mixed-have fun with (domestic and you may commercial in identical building) properties. Such as for instance loans try ideal when you are a specialist landlord otherwise assets director seeking add to your own portfolio. Financing wide variety start as low as $250,100 and you will assortment to $ten billion or higher.
Car loan Refinance
Axos offers auto loan re-finance funds doing during the 4.20% Apr (susceptible to changes having prevalent interest levels) to own refinance quantity between $ten,000 to $ninety,100. There’s no commission due to possess ninety days out-of origination and no prepayment punishment. Auto loan re-finance people immediately be eligible for a no cost checking account you to definitely produces to 1.25% cash return on the orders.
Cellular and you will Desktop computer Check Put
Axos enables you to deposit monitors to your user and you can team examining, offers, and cash sector levels – regardless of if perhaps not Dvds, while they don’t take on deposits once exposed – out of your mobile device otherwise desktop. While making places, you just need to get a picture of the latest evaluate and upload they because of Axos Bank’s safe program.
Cellular Software
Axos Bank provides Android- and you may apple’s ios-appropriate cellular software that include all important on the web banking possibilities and you can all of the functionality of one’s businesses desktop computer website. If you intend with the performing much banking out-of a smart phone, make sure you install the fresh application, just like the Axos Bank’s mother web site is not including cellular-friendly.
Support service
Axos has actually reveal FAQ area, a message support membership (which usually produces timely answers), and you 
can real time twenty-four/seven mobile assistance private banking members. Mobile phone wait moments are usually limited, in the event middle-months and you can later afternoons should be busier.
Benefits
step one. Benefits Checking Is a great First Family savings Option Advantages Examining has plenty going for they: zero minimum equilibrium otherwise maintenance fee, prospective output of 1.00% APY, with no overdraft charges. Because of so many rewards, it is however a great number 1 family savings option. If you are there are lots of almost every other checking profile with glamorous yields, and additionally at Ally Bank, TIAA Lender, and Money You to definitely 360, do not require give each one of these has in identical account.
2. Strong Mobile Possibilities and you will Comfort Ranging from a mobile software that will handle nearly all financial attributes and a cellular consider deposit function rendering it easy to put real checks away from home, Axos has an above-mediocre cellular feel. Contrast the capabilities which have BankDirect’s, and this does not have a cellular app, or FNBO Direct, and therefore will not bring mobile check put.